Commercial Auto Insurance

Commercial auto insurance or Business Auto Insurance can cover a combination of vehicle types (trucks, cars, vans) and drivers, as well as some types of motorized equipment.  At Absolute Insurance, our agents work with different insurance carriers to provide our customers with competitively policies.

Commercial auto insurance policies provide for bodily injury liability and property damage while operating a company vehicle, medical payments, or Personal Injury Protection (PIP) for the driver and passengers of the policyholder's car.  Injuries or damage to someone else are also covered.  A commercial auto insurance policy can provide higher liability limits than are available 

At Absolute Insurance, we are able to write almost any business, driver, or vehicle with our different insurance carriers.  We understand that each business is different, which means that your insurance needs are unique to you and your business.  Our agents work with contractors, carpenters, landscapers, electricians, plumbers, snow plowers, janitorial/cleaning services, delivery drivers, tow truck drivers, and more to tailor an insurance policy specific to each business.  Do you have 1 vehicle needing insured?  Do have a fleet of vehicles?  Either way, your Absolute Insurance agent can help insure your commercial autos.  

Hired/Non-owned Auto Liability
Are you renting cars or are your employees using their own vehicles?  This particular coverage provides business insurance coverage for certain liabilities arising from the use of a rented or leased vehicle (hired), or a non-owned vehicle (employee using their own vehicle on company business).  Oftentimes this coverage can be added inexpensively to a business auto policy, or in some cases, a general liability policy.

Use of Personal Vehicles
Insurance policies for privately owned vehicles may not cover damage to your privately owned car or truck when it is used for business, even home cosmetics, jewelry sales, or a pizza delivery business.

Every business is Unique  Talk to an Absolute Insurance agent today to find out how to get the best commercial auto insurance, service, price, and value.  Give Absolute Insurance a call at 515-279-2722 or email us at service@insaia.com.