Telematics

Many of our auto insurance companies offer a discount if you sign-up for Telematics, or usage-based insurance.  Telematics, or usage-based insurance, is a type of auto insurance that tracks mileage and driving behaviors such as hard braking, fast acceleration, nighttime driving, and idle time.  This means that your insurance premium is affected by your driving habits.  Driving is monitored either with a self-installed device or through a mobile application on your smartphone.  Some companies also provide tips to drivers on how they can improve their driving.

Each company offers their own Telematics program and how the program works varies by company as well.  Click on the links here for a few of our companies to learn more about the specific program offered by your insurer:

• Progressive - Snapshot
• Nationside - SmartRide
• Auto-Owners - TrueRide
• Safeco - RightTrack

If you have any questions regarding how enrolling in telematics could affect your policy, please contact your agent today!