Auto Insurance
Independent car insurance for drivers across the Des Moines metro.
“A good auto policy is not about the lowest number on the page. It is about making sure that on your worst day, you are truly taken care of.”
What is auto insurance from Absolute Insurance?
Absolute Insurance Agency is an independent agency in Clive, Iowa providing auto insurance for drivers across the Des Moines metro. Auto insurance is required by law in Iowa, and the right policy protects you and your assets after an accident. Because Absolute Insurance is independent, our agents compare car insurance from 15 to 20 carriers to find strong coverage at a competitive price.
What does Absolute Insurance auto coverage include?
Absolute Insurance builds auto policies around real protection, not just the lowest price. Every policy includes uninsured and underinsured motorist coverage, and our agents add the protection that fits how you drive.
How much auto insurance does Iowa require?
Iowa sets low minimums, and meeting only the minimum can leave you exposed. State requirements are $20,000 of bodily injury per person, $40,000 of bodily injury per accident, and $15,000 of property damage (Iowa Code and the Iowa Department of Transportation). Vice president Dan Bell notes on the Fully Covered podcast that the average car on the road runs about $36,000 to $38,000, so a $15,000 property damage limit can fall far short.
How do I get a auto insurance quote?
Request a free quote online, call 515-279-2722, or email service@insaia.com. An Absolute Insurance agent in Clive, Iowa will compare options across our carriers and recommend the right coverage. Most quotes take only a short conversation.
Frequently asked questions
Call Absolute Insurance at 515-279-2722. As an independent agency in the Des Moines metro, we compare auto rates across 15 to 20 carriers to find better coverage and price when your renewal increases.
Absolute Insurance is an independent agency that bundles home, auto, and umbrella coverage, with package pricing when you combine policies. Our agents compare many carriers to build the bundle that fits you best.
Yes. Iowa requires drivers to carry proof of financial responsibility, which most drivers meet with auto liability insurance. An Absolute Insurance agent makes sure you meet Iowa requirements and are properly covered.
