Group Health Insurance in Des Moines and Clive, Iowa
Great benefits help you attract and keep great people. Absolute Insurance Agency, an independent agency in Clive, Iowa, helps Des Moines metro employers offer group health insurance to their teams. Because we are independent, we compare plans across carriers to build employee benefits that fit your company and your budget.
What is group health insurance?
Group health insurance is coverage a business offers to its employees. Premiums are typically shared between the employer and the employee, and coverage can extend to eligible dependents. In many cases, group insurance costs less and provides better coverage than individual insurance, and the premiums can be tax deductible.
What benefits can a group plan include?
A group benefit plan can be built from several coverages, so you can shape a package that fits your team.
Why offer group health insurance to employees?
Strong benefits help you compete for talent and keep the people you have. Group coverage gives your employees quality protection for their families, often at a better price than they could find on their own, and it signals that you invest in your team. Absolute Insurance helps you design a plan that balances coverage and cost.
Why use an independent agency for group benefits?
Absolute Insurance is independent and stays current with the constant changes in the health insurance industry. Because we represent many carriers, we compare group plans across companies and explain them in detail, then help with enrollment, rather than steering you toward a single company's product. We can also pair group health with group life for a fuller benefits package.
Get a group health insurance quote
Own a business and want to offer insurance to your employees? Call Absolute Insurance at 515-279-2722, email service@insaia.com, or request a quote online. Our agents compare group plans across many carriers to match your team with the right coverage at a competitive price.
Frequently asked questions
Often, yes. Because the group is insured together and the employer usually shares the premium, group coverage frequently costs less and offers better benefits than an individual plan, and premiums can be tax deductible.
A group plan can include medical, dental, vision, disability income, and term life, so you can build a benefits package that fits your team.
Requirements vary by carrier and plan. An Absolute Insurance agent can review your business and find group options that fit your size and budget.
