Landlord Protection Insurance in Des Moines and Clive, Iowa
Rental property is a great investment when you protect it the right way. Absolute Insurance, an independent agency in Clive, Iowa, helps landlords across the Des Moines metro and beyond cover their rental properties with policies tailored to how they rent, comparing carriers so you get the right protection at a fair price. Licensed across 25 states, our team works to safeguard your investment properties wherever they are.
What does landlord protection insurance cover?
A landlord protection policy is built for rental property, not owner-occupied homes, and it gives you choices in the coverage you buy. It protects the building and your investment, and it adds liability coverage designed for the risks of being a landlord.
How does landlord liability coverage protect me?
Landlord liability options protect you, and your spouse or domestic partner, against claims that come with renting to others:
- Personal injury claims
- Wrongful eviction
- Wrongful entry
- Other non-bodily injury claims such as libel and slander
Can I add more protection to a landlord policy?
Yes, and it does not have to cost a lot. Many landlords supplement their coverage with personal umbrella liability insurance for broader protection across their rental properties and personal assets. An Absolute agent can help you decide how much coverage is right for you.
Do I need landlord insurance if I only rent one property?
Yes. A standard homeowners policy usually will not cover a home you rent out, even a single unit. Landlord protection is written for rental use, so you are covered for the building, lost rental income, and landlord liability that a homeowners policy would exclude.
Get a landlord protection insurance quote
To find out more and get the right amount of coverage, call Absolute Insurance at 515-279-2722, email service@insaia.com, or request a quote online. Our agents compare carriers to protect your rental property at a competitive price.
Frequently asked questions
Landlord insurance is built for rental property and covers the building, lost rental income, and landlord-specific liability like wrongful eviction and wrongful entry, which a standard homeowners policy typically excludes for a home you rent out.
Yes. Landlord liability options protect you against personal injury, wrongful eviction, wrongful entry, and other non-bodily injury claims such as libel and slander.
Many landlords do. A personal umbrella policy adds broader liability protection across your rental properties and personal assets, often at a modest cost. An Absolute agent can help you decide.
