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Independent agency in Clive, IA · Serving 25 states since 1991

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Short Term Medical Insurance

Temporary coverage to bridge a gap between plans.

“Life has gaps, between jobs, before Medicare, after graduation. We help you bridge them so you are never left uncovered.”

Dan Bell · Vice President
4.95 / 5 · 210+ reviews
Independent since 1991

At a Glance

Compared across 15–20 carriers
Written by Iowa-licensed agents
Same-day response on most quotes

What is short term medical from Absolute Insurance?

Absolute Insurance Agency is an independent agency in Clive, Iowa that helps people across the Des Moines metro bridge gaps in health coverage with short term medical insurance. A short term plan provides temporary, limited coverage when you are between jobs, waiting for benefits to start, or outside open enrollment.

When does short term medical make sense?

It works best for clearly temporary needs.

Between jobs or waiting for employer benefits to begin
Recent graduates aging off a parent's plan
Waiting for Medicare to start
Missing open enrollment and needing interim coverage

What does short term medical not cover?

Short term plans are limited, so review them carefully. They often exclude pre-existing conditions and may not include the full range of benefits a major medical plan provides. An Absolute Insurance agent explains the tradeoffs so you choose with your eyes open.

How do I get a short term medical quote?

Request a free quote online, call 515-279-2722, or email service@insaia.com. An Absolute Insurance agent in Clive, Iowa will compare options across our carriers and recommend the right coverage. Most quotes take only a short conversation.

Frequently asked questions

Absolute Insurance is an independent agency in Clive, Iowa that offers both health and life insurance, including short term medical and permanent life coverage, so you can handle both with one agent.

It is built for limited periods, such as the gap between jobs or before other coverage begins. An Absolute Insurance agent can explain current term limits.

Often no. Short term plans commonly exclude pre-existing conditions, which is one reason to review them with an agent.

Get a quote from an Absolute Insurance agent.

Request a free quote online, call 515-279-2722, or email service@insaia.com. Our agents compare 15 to 20 carriers to match you with the right coverage at a competitive price.