Group Life Insurance
An affordable life benefit that pairs naturally with group health.
“Offering life coverage to your team is one of the kindest things an employer can do. We make it simple and affordable to take care of your people.”
What is group life insurance?
Absolute Insurance Agency is an independent agency in Clive, Iowa that helps Des Moines metro employers add group life insurance to their benefits. Group life is an affordable way to offer employees a life insurance benefit, often with little or no medical underwriting, and it pairs naturally with a group health plan.
Why offer group life to employees?
It is a low-cost, high-value benefit that helps attract and keep good people. Employees get baseline protection for their families, employers strengthen their benefits package, and premiums are often modest.
Can employees add more coverage?
Often yes. Many group plans let employees buy additional voluntary coverage on top of the base benefit, and some allow coverage to continue after they leave. Absolute Insurance can also help individuals pair group coverage with personal life insurance for fuller protection, and builds the plan around your business and budget.
How do I get a group life quote?
Request a free quote online, call 515-279-2722, or email service@insaia.com. An Absolute Insurance agent in Clive, Iowa will compare options across our carriers and recommend the right coverage. Most quotes take only a short conversation.
Frequently asked questions
Usually, because the group is insured together, which lowers the cost per person and often reduces underwriting.
Often no. Base group coverage is commonly available with little or no medical underwriting.
Some plans allow it. Absolute Insurance can explain portability and help employees add personal life insurance.
