Terms of Services

Absolute Insurance Agency offers a mobile messaging program to improve your experience and ensure optimal customer support.

Program Description: By opting into our SMS service, you may receive quote follow-ups, policy and coverage updates, and responses to your inquiries. This program does not include promotional or marketing messages.

Frequency and Rates: Message and data rates may apply. Message frequency varies based on your interactions with our service.

Liability: Carriers are not liable for delayed or undelivered messages.

By using this service, you represent and warrant that you are at least 18 years of age. If you are under 18 years old, you may not use or access our services or opt into our messaging program.

Your use of the messaging program is also governed by our Privacy Policy. View it here: Privacy Policy.

All quote requests are subject to review and availability with our insurance carrier partners.

Any price or rate estimate provided through the website is preliminary and for informational purposes only. Final pricing and coverage are only confirmed after underwriting review and issuance of a formal policy.

Menu of coverage options and rates may change without notice. Once a quote request is submitted, you are responsible for the accuracy of the information provided.

Quote turnaround and final coverage terms are estimates and not guaranteed until a policy is bound by the applicable carrier. You are responsible for providing accurate and complete information about your insurance needs. Eligibility, pricing, and coverage are determined solely by the underwriting insurance carrier.

Special underwriting and documentation requirements may apply to business and commercial insurance inquiries. Written confirmation and additional information may be required before a commercial policy can be quoted or issued.

Nothing on this website constitutes an insurance policy, binder, or guarantee of coverage, and nothing on this site should be treated as legal, financial, or insurance advice. Please speak with one of our licensed agents before making any insurance decisions.

All content on this website, including logos, text, and designs, is the property of Absolute Insurance Agency and may not be reproduced without prior written permission.

Absolute Insurance Agency shall not be liable for any indirect, incidental, or consequential damages. Our total liability shall not exceed the amount of premium paid for the applicable policy, where a policy has been issued.

These Terms are governed by the laws of the State of Iowa. Any legal action shall be brought exclusively in the courts located in Polk County, Iowa.

We may update these Terms from time to time. Your continued use of the website after changes are posted constitutes acceptance of the updated Terms.

For questions regarding these terms, please contact us using the official details below:

Last Updated: August 18, 2026